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American Heritage Bank Privacy Policy

FACTSWhat does American Heritage Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number or employment information
  • Account balances, transaction history, and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Heritage Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDo We Share?Can you limit?
For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes:
to offer our products and services to you
No We Don't Share
For joint marketing with other financial companies: Yes No
For our affiliates' everyday business purposes:
information about your transactions and experiences
No We Don't Share
For our affiliates' everyday business purposes:
information about your creditworthiness
No We Don't Share
For our affiliates to market to you: No We Don't Share
For non-affiliates to market to you: No We Don't Share
Questions? Call 575-762-2800 or go to www.ahbnm.com
Who we are
Who is providing this notice? American Heritage Bank
What we do
How does American Heritage Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does American Heritage Bank collect my personal information? We collect your personal information, for example, when you:
  • Open an account
  • Apply for a loan
  • Use your debit card or ATM card
  • Make deposits or withdrawals from your account
  • Provide employment informantion

We also collect your personal information from others, such as credit card bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
American Heritage Bank has no affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
American Heritage Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include credit card companies.