• Minimum balance to open - $50.00
• Balance required to receive disclosed annual percentage yield- $50.00.

Benefits:

• Six withdrawals or transfers per statement cycle of at least 4 weeks.  No more than six may be made by draft, ATM card, or similar order to a third party.

Cost:

• Transaction fee of $1.00 per item over limit

American Heritage Bank has chosen not to participate in the FDIC's Transaction Account Guarantee Program.  Customers of American Heritage Bank with noninterest-bearing accounts will continue to be insured up to $250,000 under the FDIC's general deposit insurance rules.

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