• Minimum balance to open - $100.00

Benefits:

• No monthly service charge for Senior Citizens 60 and over.
• No monthly service charge for full time students.
• No monthly service charge for Minors (under 18)

Cost:

• No service charge unless balance falls below $500.00. If balance falls below $500.00 a monthly maintenance fee of $7.50 may be imposed.

American Heritage Bank has chosen not to participate in the FDIC's Transaction Account Guarantee Program.  Customers of American Heritage Bank with noninterest-bearing accounts will continue to be insured up to $250,000 under the FDIC's general deposit insurance rules.

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