• Must have maintained a checking account in good standing for at least 90 days.
• Cards can only be used for checking accounts.

Benefits:

• More convenient than writing checks.
• Fits in your wallet, not bulky like a checkbook.

Cost:

• No cost for debit card transactions.
• If your checking account balance falls below $500.00, a monthly maintenance fee may be imposed.

American Heritage Bank has chosen not to participate in the FDIC's Transaction Account Guarantee Program.  Customers of American Heritage Bank with noninterest-bearing accounts will continue to be insured up to $250,000 under the FDIC's general deposit insurance rules.

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